Tag: South Carolina

Let’s talk about a challenge that’s weighing on the minds of millions of Americans—housing. Now, for far too many people, especially African Americans, the dream of owning a home feels more and more like it’s slipping out of reach. We’ve seen home prices soar, mortgage rates rise, and the supply of affordable homes dwindle. But the truth is, this crisis runs deeper than just numbers on a page. It’s about fairness, opportunity, and ensuring that everyone in this country has a shot at building a secure future.

Today, the homeownership rate for African Americans stands at just 45.3%, compared to 74.5% for white Americans. That’s not just a statistic—it’s a reflection of decades of discrimination, from redlining to biased lending practices. And it’s holding back millions of families from building wealth, passing it down to their children, and having a stake in the American Dream.

When we look at the numbers, African Americans make up about 12.5% of the U.S. voting-age population. That’s roughly 33 million people who are not only fighting for economic stability but for the political power that comes with it. You see, owning a home isn’t just about a place to live—it’s about economic empowerment. It’s about being part of a community, voting in local elections, and having a voice in shaping the future. And when African Americans are locked out of homeownership, they’re also locked out of this opportunity to build wealth and influence their communities.

We’ve been here before. After World War II, the federal government stepped in to help millions of Americans buy homes and build wealth. But too often, African Americans were left on the sidelines. Today, the barriers are different, but the impact is the same. Tight zoning laws, outdated policies, and a lack of affordable housing options are making it harder for African American families to buy homes. It’s time to change that.

We need to cut through the red tape and work with developers to build more affordable homes in all communities, especially those that have been historically excluded. Expanding the Low-Income Housing Tax Credit is a step in the right direction, but we need to go further. The federal government must partner with local governments to create housing opportunities that work for everyone.

In places like Chattanooga, Tennessee, we’re seeing innovative solutions—shrinking lot sizes, encouraging more density, and setting up revolving loan funds to help families buy homes. These local efforts are promising, but they need national support to make a real difference. And as we tackle this crisis, we can’t ignore the role of institutional investors. Too many corporate buyers are snapping up homes, driving up prices, and making it even harder for first-time buyers—especially African Americans—to get a foot in the door.

But this isn’t just about housing prices or policies—it’s about people. It’s about young African Americans who are putting off buying homes, delaying major life milestones, and missing out on opportunities to build wealth. It’s about families who want to invest in their future but are being priced out of the market. The housing crisis is holding back the growth of the Black middle class and weakening our communities.

We can’t afford to let this continue. We need bold action at every level—federal, state, and local—to create the conditions for more affordable housing. That means working with developers, tearing down the barriers that slow down construction, and giving African American families the support they need to buy homes and build a future. Because this isn’t just about housing—it’s about creating a fairer, stronger America where everyone, no matter where they come from, has a shot at the American Dream.

So, let’s get to work. Together, we can build a future where homeownership is within reach for every American, and where African Americans have the same opportunities to build wealth, invest in their communities, and fully participate in our democracy. That’s the future we should all be fighting for. #Freedom #BeThe1st #RealRealty

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Kirk Clay leads Capitol View Advisors with a vision rooted deeply in our shared values, channeling our collective creativity and strategic insight to bridge communities with the essential information and resources they need to elevate and achieve their dreams.

In 1964, America stood at a crossroads. Freedom Summer wasn’t just a fight for voting rights—it was a battle for the very soul of our nation. It was about defining who we are and who we aspire to be. Now, sixty years later, we stand at a similar juncture. The hard-won rights of the past are once again under threat. But just as before, a new generation is stepping up. In 2024, young Americans from across the country have launched a civic engagement campaign to honor the legacy of those who fought before us, ensuring that their sacrifices were not in vain.

The Intersection of Voting Rights, Redistricting, and the Real Estate Market in North Carolina

North Carolina is at the heart of this year’s civic engagement campaign. The state presents unique challenges—challenges that tie together voting rights, the real estate market, and political representation. Over the past decade, North Carolina has seen rapid growth, particularly in cities like Charlotte, Raleigh, and Durham, attracting new residents and reshaping the state’s demographic landscape. According to recent U.S. Census data, African Americans make up approximately 22% of North Carolina’s citizen voting age population, a significant portion of the electorate that holds substantial influence in close elections.

However, with this growth has come a new set of challenges, especially for African American communities. As North Carolina’s population has surged, so too have housing demand, home prices, and property taxes. For many long-time residents, especially in minority communities, the dream of homeownership has become increasingly out of reach. Gentrification has displaced African American families from neighborhoods that have been their homes for generations, widening the economic divide. Census migration data reveals a significant influx of new residents into urban areas, which has further intensified the pressures on housing markets and community stability. Homeownership isn’t just about having a place to live; it’s about building wealth, stability, and a future. That’s why the fight for fair and accessible voting rights is so critical.

The 2024 civic engagement campaign is laser-focused on mobilizing voters in these communities. Voting isn’t just about picking a candidate—it’s about shaping the policies that directly impact our lives, our homes, and our future. In North Carolina, where recent redistricting has raised concerns about gerrymandering and the dilution of African American voting power, voting becomes a powerful tool for ensuring that every voice is heard, every home is protected, and every community is represented.

Mobilizing a Movement

This year, young Americans didn’t just launch a campaign—they built a movement. Drawing on the energy and inspiration of the 60th anniversary of Freedom Summer, this campaign is about more than just casting a ballot. It’s about empowering communities to demand respect, accountability, and justice from their government. In states like North Carolina, where the real estate market and redistricting are tightly intertwined with economic and political well-being, this sense of empowerment is not just important—it’s essential.

A Call to Action

As we honor the legacy of Freedom Summer, we remember the courage and determination of those who came before us. They faced down fear and hatred to secure the rights we enjoy today. Now, it’s our turn. The 2024 civic engagement campaign is more than just a call to vote—it’s a call to action. It’s a reminder that we have the power to shape the future, to protect the progress we’ve made, and to ensure that every voice in our communities is heard.

So, let’s stand together. Let’s mobilize. Let’s make sure that every single person understands what’s at stake. The fight for voting rights isn’t over, but with your help, we can make history once again—especially in states like North Carolina, where the intersection of voting rights, the real estate market, and redistricting will play a crucial role in shaping the future of our communities. #Freedom #BeThe1st #RealRealty

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Kirk Clay leads Capitol View Advisors with a vision rooted deeply in our shared values, channeling our collective creativity and strategic insight to bridge communities with the essential information and resources they need to elevate and achieve their dreams.

I’ve had the privilege of seeing firsthand the aspirations and struggles of young Americans all across this country. And in Pennsylvania, I’ve seen those dreams turn into something far more challenging than they should ever be. The dream of owning your first home—a place you can call your own, a place where your future begins—is becoming harder to reach. The housing crisis we face today, intertwined with the ongoing fight for racial justice, is making it difficult for young people, particularly young people of color, to find a place where they can thrive.

We know that the journey to homeownership isn’t just about dollars and cents. It’s about security. It’s about finding a community where you feel you belong, where the schools are strong, where there are opportunities for your family and your future. But too often, for too many of you, these dreams are being dashed by systemic barriers that have been in place for far too long.

Now, let’s be clear. The housing market hasn’t been fair for a long time. It’s skewed in favor of those who already have the means. And it’s particularly tough on people of color. In places like Philadelphia, Pittsburgh, and Allentown, we’re seeing home prices rise so quickly that young folks are being priced out of neighborhoods that offer the opportunities they deserve. Instead, they’re being pushed into areas that have been left behind, areas where investment has been scarce for decades.

Consider this: 37% of Pennsylvania’s population identifies as people of color, and these communities are bearing the brunt of the housing crisis. In Philadelphia, where 42% of the voting-age population is of color, housing prices have surged by over 25% in the last decade. The same is happening in Pittsburgh, where many young people of color are finding it nearly impossible to afford a home in well-resourced neighborhoods. This isn’t just about housing—this is about justice.

The housing crisis in Pennsylvania is a reflection of broader racial inequities that have plagued this nation for generations. Communities of color have been systematically locked out of wealth-building opportunities. And let’s not kid ourselves—this didn’t happen by accident. It’s the result of policies that, whether intentionally or not, have kept certain neighborhoods white and affluent. Redlining, discriminatory lending, and unequal public investment have all played a part in creating the challenges we see today.

But here’s the good news: You are not powerless. You have a voice. And in this moment, more than any other, you have the power to shape the future. The fight for a better future, one where affordable housing and racial justice go hand in hand, is happening right now. It’s being led by people like you who refuse to settle for the status quo. You have the power to demand better from your leaders, to advocate for policies that promote equity and opportunity for all.

So let’s not give in to fear or frustration. Let’s stand up, let’s speak out, and let’s fight for the future we all deserve. Your dreams matter, your voices matter, and together, we can ensure that no one is forced to settle for anything less than the best this country has to offer. #Freedom #BeThe1st #RealRealty

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Kirk Clay leads Capitol View Advisors with a vision rooted deeply in our shared values, channeling our collective creativity and strategic insight to bridge communities with the essential information and resources they need to elevate and achieve their dreams.

Try Responsibility

Imagine seeing a family struggling to carry heavy boxes up the stairs to their new home. It’s scorching hot, and they look exhausted. Do you stop and help? Does it matter if that family doesn’t look like you or holds different political beliefs?

It didn’t matter to my neighbors in Toledo. One day, as I was heading home, I noticed a family moving into a house down the street. They were clearly struggling. Without hesitation, a few of us walked over to lend a hand. We weren’t professional movers, but we knew that if we all pitched in, the job would get done faster. What mattered was that we came together as a community to help this family start their new chapter.

Voting, to me, is a lot like that moving day. It’s one of the most powerful ways we, as Americans, can shape our country’s direction and ensure our democracy thrives. When people need help voting, we should be ready to lend a hand, because that’s how our democracy works best.

But this isn’t just about moving day. It’s also a reflection of broader challenges—challenges deeply rooted in our history, like redlining and segregation. These practices have left lasting scars on our communities, particularly communities of color, where opportunities have been systematically denied for generations. Redlining has created deep-seated frustrations, as families who were kept out of certain neighborhoods and denied loans are still feeling the effects today.

Despite these challenges, there’s a profound desire for change. Across the country, people are coming together to create inclusive communities where diversity is celebrated. But with this vision comes a deep fear—that communities of color will continue to be pushed into less desirable, under-resourced areas. This fear isn’t just about housing; it’s also present in our voting systems. New laws restricting early, in-person voting disenfranchise thousands, particularly Voters of Color, who rely on early voting.

We’ve seen this before. In 2000, long lines at the polls led to many voters being turned away before they could cast their ballots. Nearly a million people were affected—close to 3% of all registered voters. These are the kinds of challenges that can undermine our democracy and erode trust in our institutions.

In 2024, the stakes are even higher. The U.S. Census Bureau projects that African Americans eligible to vote will number around 33 million, Latinos around 55 million, and Asian Americans and Pacific Islanders (AAPI) approximately 18 million. These numbers tell us that Voters of Color could make up more than 30% of the eligible electorate, playing a crucial role in shaping the future of our nation.

In Michigan, the 2024 voter registration data reflects this trend. The state has seen a significant increase in voter registration among people of color, with African Americans making up approximately 14% of the registered voters, Latinos around 5%, and AAPI voters about 3%. These numbers underscore the growing influence of Voters of Color in Michigan, a key battleground state where every vote matters.

But if laws restricting access to the ballot box persist, we risk pushing these communities out of the democratic process. That’s why our ultimate goal should be to pass laws that expand democracy to every American. We need a coalition of compassionate people—White, Latino, Black, Asian, Native American, Women, Unions, and Young Voters—working together to ensure that the American promise of liberty and justice for all is truly realized by all.

Just like we helped that family move into their new home, we need to help each other carry the weight of our democracy. By ensuring that everyone has a voice and a vote, we can build a nation where everyone has a place in our democratic home. #Freedom #BeThe1st #RealRealty

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Kirk Clay leads Capitol View Advisors with a vision rooted deeply in our shared values, channeling our collective creativity and strategic insight to bridge communities with the essential information and resources they need to elevate and achieve their dreams.